Commercial Banking Credit Analyst

Functional Skills are essential skills that help individuals perform tasks effectively in everyday life, work, and education.

Financial Statement Analysis

Credit Risk Assessment

Financial Modeling

Loan Structuring

Industry Knowledge

Regulatory Compliance

Negotiation Skills

Documentation and Reporting

Relationship Management

Credit Analysis Software Proficiency

Communication, teamwork, and critical thinking to ensure seamless project execution.

Technical Skills are specialized abilities and knowledge needed to perform specific tasks or functions.

Task

95%

Analyzing financial statements to assess creditworthiness of loan applicants in the Indian commercial banking sector.

90%

Preparing detailed credit risk assessment reports and presenting findings to senior management.

85%

Monitoring loan portfolios to identify potential risks and ensure compliance with regulatory guidelines in India.

80%

Evaluating collateral and security offered by loan applicants to determine loan viability.

75%

Conducting industry research and market analysis to understand the business environment of loan applicants.

70%

Interacting with clients to gather necessary financial information and address queries related to loan applications.

65%

Ensuring adherence to internal credit policies and procedures while processing loan applications.

60%

Staying updated with changes in banking regulations and economic trends impacting credit risk in India.

55%

Participating in credit review meetings to discuss and resolve complex credit-related issues.

Work Activities

Detailed Work Profile

Interests