Analyzing financial statements to assess creditworthiness and repayment capacity of corporate borrowers.

Preparing detailed credit risk assessment reports and presenting findings to credit committees.

Monitoring credit exposures and identifying early warning signals of potential credit deterioration.

Conducting industry research and competitive analysis to understand market dynamics and potential risks.

Evaluating collateral and security structures to mitigate credit risk.

Negotiating loan terms and covenants with corporate clients to ensure alignment with credit policies.

Reviewing legal documentation related to credit agreements to ensure compliance and enforceability.

Maintaining accurate credit files and documentation in compliance with regulatory requirements.

Staying updated on changes in credit policies, regulations, and industry best practices.

Developing and maintaining relationships with corporate clients and internal stakeholders.

Analyzing balance sheets, income statements, and cash flow statements to assess creditworthiness.

Evaluating the probability of default and potential loss for loan applicants.

Creating financial models to project future performance and assess repayment capacity.

Conducting research on various industries to understand their dynamics and risks.

Reviewing credit reports and scores to evaluate credit history and payment behavior.

Preparing and reviewing loan agreements and related documentation.

Assessing the value of collateral offered as security for loans.

Assigning risk grades to borrowers based on their creditworthiness.

Monitoring the performance of loan portfolios and identifying potential risks.

Ensuring compliance with banking regulations and internal credit policies.

Communicating with clients to gather information and address credit-related inquiries.

Presenting credit recommendations to the credit committee for approval.

Analyze financial statements to assess creditworthiness of corporate clients.

Prepare detailed credit risk assessment reports and present findings to credit committees.

Monitor credit exposures and identify potential risks in corporate loan portfolios.

Conduct industry research to understand market trends and their impact on credit risk.

Evaluate collateral and security documentation to ensure adequate coverage.

Negotiate loan terms and conditions with corporate clients.

Maintain ongoing relationships with clients to monitor financial performance.

Review and update credit policies and procedures to ensure compliance.

Develop financial models to forecast future performance and assess repayment capacity.

Stay updated on regulatory changes and their impact on credit risk management.

Collaborate with relationship managers and other stakeholders to manage credit risk.

Participate in credit review meetings and provide recommendations on credit decisions.