Analyzing clients' financial situations to understand their debt issues and create personalized plans.

Developing debt management plans (DMPs) and budgets to help clients repay creditors.

Negotiating with creditors to lower interest rates, waive fees, or establish manageable payment plans.

Providing guidance on budgeting, saving, and using credit wisely to improve financial literacy.

Educating clients about different types of debt relief options, including debt consolidation and bankruptcy.

Monitoring clients' progress and adjusting plans as needed to ensure they stay on track with their financial goals.

Maintaining accurate records of client interactions, financial data, and progress toward debt resolution.

Staying up-to-date on industry trends, regulations, and best practices in credit counseling and debt management.

Conducting workshops and seminars to educate the community about financial literacy and debt management strategies.

Collaborating with other financial professionals, such as lenders and social workers, to provide comprehensive support.

Evaluate clients' financial situations, including income, debts, and assets.

Develop personalized debt management plans to help clients repay creditors.

Provide guidance on creating and maintaining realistic budgets for financial stability.

Analyze credit reports to identify errors and areas for improvement.

Negotiate with creditors to lower interest rates and establish manageable payment plans.

Conduct workshops on various financial literacy topics for community outreach.

Monitor clients' progress and adjust plans as needed to ensure success.

Advise clients on the pros and cons of debt consolidation options.

Refer clients to additional resources, such as housing assistance or job training.

Ensure compliance with relevant regulations and ethical standards.