Analyze credit data and financial statements to determine the degree of risk involved in extending credit for Indian businesses.

Evaluate the creditworthiness of loan applicants by examining their financial history, repayment capacity, and collateral for Indian markets.

Prepare detailed reports outlining the findings of credit investigations and risk assessments for Indian lending scenarios.

Approve or reject loan applications within established credit guidelines and risk parameters specific to the Indian financial context.

Negotiate credit terms, such as interest rates, repayment schedules, and collateral requirements, tailored to Indian borrowers.

Monitor loan performance and identify potential credit risks or early warning signs of default in the Indian economic environment.

Maintain accurate and up-to-date credit files and documentation in compliance with Indian regulatory requirements.

Collaborate with loan officers and other stakeholders to gather necessary information and resolve credit-related issues in India.

Stay informed about changes in credit regulations, economic conditions, and industry trends affecting credit risk in India.

Provide guidance and training to junior credit analysts on credit underwriting principles and best practices relevant to India.