Home Loan Counsellor Career

Functional Skills are essential skills that help individuals perform tasks effectively in everyday life, work, and education.

Financial Analysis

Credit Assessment

Mortgage Underwriting

Sales and Negotiation

Customer Service

Knowledge of Home Loan Products

Regulatory Compliance

Communication Skills

Problem-Solving

Attention to Detail

Technology Proficiency

Communication, teamwork, and critical thinking to ensure seamless project execution.

Technical Skills are specialized abilities and knowledge needed to perform specific tasks or functions.

Task

95%

Evaluate applicants' financial status and creditworthiness to determine loan eligibility.

92%

Explain different home loan products and guide clients through the application process.

90%

Collect and verify all necessary documentation, including income statements and property details.

88%

Provide financial advice and solutions tailored to the client's needs and circumstances.

85%

Maintain up-to-date knowledge of home loan policies, procedures, and regulatory requirements.

82%

Communicate with real estate agents, appraisers, and other parties involved in the loan process.

80%

Resolve customer inquiries and issues related to home loan applications and approvals.

78%

Prepare and present loan proposals to underwriting departments for approval.

75%

Follow up with clients to ensure timely submission of required documents and information.

72%

Assist clients in understanding loan terms, interest rates, and repayment options.

70%

Participate in training programs to enhance knowledge of home loan products and services.

68%

Adhere to ethical lending practices and compliance standards in all interactions.

Work Activities

Detailed Work Profile

Interests